Insurance Fraud

An insurance fraud investigation can extend far beyond the problem of a denied insurance claim. You could end up facing federal and / or state court criminal charges. For over 30 years, attorney Neil F. Faigel has aggressively protected the rights of clients who are the subject of insurance fraud investigations and criminal charges arising from insurance fraud.

Insurance fraud is a serious criminal offense. As a result, it comes with serious criminal penalties. Insurance fraud is a very wide ranging criminal charge. Examples of insurance fraud are:

1. Stolen vehicle – an owner destroys or claims the vehicle was stolen in order to make a claim on their insurance policy.
2. Car accident – an owner purposefully damages their own vehicle in order to collect from their insurance company.
3. Staged house fire – an owner causes a fire to damage their property and then submits a claim to their insurance company.

Insurance companies profit if they do not have to pay out claims. As a result, many times the insurance companies thoroughly review an initial application submitted by a policyholder for a loss incurred for alleged fraud. If the insurance company finds, what they perceive to be an intentional misstatement, they can deny the claim.

Insurance companies are serious about detecting and investigating insurance fraud. They have their own investigative divisions that are comprised, in part, by former law enforcement investigators. Their job is to identify fraud so that the insurance companies do not have to pay the claim.

An example of a recent insurance fraud case that Attorney Faigel was able to get dismissed is as follows. A gentleman had parked his car on a main street in Boston. Overnight the vehicle sustained damage to its left front side. The owner of the vehicle had no idea as to how his vehicle was damaged. He then submitted a claim for the damage to his insurance company. The insurance company investigated the claim and determined that the damage to the vehicle was the result of contact with a telephone pole. The insurance company believed that the vehicle owner had struck a telephone pole. As a result, the insurance company denied the claim and refused to pay for the repair to the vehicle. The insurance company then brought the claim to the attention of the district attorney’s office and a complaint for insurance fraud was filled against the vehicle owner charging him with insurance fraud.

After being hired, Andover insurance fraud Attorney Neil F. Faigel was able to thoroughly investigate the facts surrounding the case. He was able to determine that the vehicle had not been moved during the night, and, in fact, may have been struck by a passing trailer loaded with telephone poles. The end result of the case was it was dismissed.

Whether you are under investigation for insurance fraud or have already been charged with insurance fraud, you should immediately contact Andover insurance fraud lawyer Neil F. Faigel for a free consultation. Insurance fraud is a serious crime. You need a lawyer you can trust, one who has experience defending these types of criminal charges.